01
Context
Give agents the right evidence.
FY2025 statements accepted. Coverage recomputed to 1.24×.
AARVION RISK OS / FOR BANKS & FINANCIAL INSTITUTIONS
Agentify your bank’s
risk operations.
The agentic harness for risk workflows, from origination to capital allocation.
Put agents to work with your systems, your policies and your people in control.
START HERE Credit analysis, review & monitoring
THE RISK OPERATING LANDSCAPE
Financial risk
Non-financial risk
Credit operationsFirst application
Credit analysis · Memo review · Covenant monitoring
Connect borrower evidence, policy checks and review actions. Decision owner: Credit officer.Risk OS Agentic harness
Context · Policy · Execution · Human review · Record
Your systems & data·Your decision authority
Platform vision. Credit is the first application; other domains require dedicated development and validation.
ONE HARNESS
Agents do the work. Policy governs each step. People hold decision authority.
WHAT RISK OS DOES
Connect the work
between your systems.
Risk operations span documents, models, systems and people. Risk OS is the layer that coordinates agents across that work.
It gives each agent the evidence, rules and tools for its task. It holds work when an input is missing, routes exceptions for review and keeps the record.
Works with your existing risk and credit systems. Connections are scoped to each deployment.
HOW THE HARNESS WORKS
Five controls.
Across every workflow.
02
Policy
Check the next action.
1.24× against a 1.25× minimum. Held before the next step.
03
Execution
Run, hold and resume work.
Spread rebuilt. One information request open; the case keeps its place.
04
Human review
Escalate decisions to people.
The exception goes to the credit officer with the evidence attached.
05
Record
Keep each step traceable.
Evidence, policy version and decisions retained for the package.
CREDIT IS THE FIRST APPLICATION
One lifecycle.
Built in stages.
Start with analysis, review and monitoring. Extend toward the full journey from origination to capital allocation.
Credit review demonstrated
Prepare evidence and analysis for a credit decision. The institution retains approval authority.
- Evidence & due diligence
- Credit assessment
- Memo & exception review
DECISION OWNERCredit authorityMEASURE IN A PILOTTime to review-ready
Phased product direction. Demonstrated workflows and roadmap stages are labelled separately.
THE STARTING POINT
Credit work you can see.
CREDIT APPLICATION
See the work inside Risk OS.
One credit file. Sources attached.
Review the application, statements, debt schedule and policy together.
Open full screen
Supplied product captures, restyled for Risk OS. Synthetic cases; named systems represent intended integrations.
THE BUSINESS CASE
Prove the operating value.
Less preparation
Active time spent gathering, checking and reworking a case.
Faster review
Elapsed time from accepted evidence to a review-ready package.
Better follow-through
Age and completion of outstanding actions and exceptions.
Pilot objectives. Improvements must be measured against your baseline.
START WITH ONE RISK WORKFLOW